Regulated Peer-to-Peer (P2P) Trading

A regulated peer-to-peer (P2P) trading platform enables clients to list bid/ask quotes directly and trade digital assets against fiat currency. Testing P2P trading in a regulated environment is permitted within FinTech Lab on AFSA-licensed Digital Asset Trading Facilities (DATFs), provided that appropriate AFSA approval is obtained.

AFSA permits P2P trading in a sandbox environment under specific conditions:

• The platform must register as the DATF under AFSA’s sandbox regime.
• The DATF must hold custody-type permissions as required by AFSA for secure asset holding.
• Clients must complete Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures.
• Fiat transactions must be processed via AFSA-approved banks.

The up-to-date list of AFSA-licensed digital asset exchanges, including information on whether they are permitted to offer P2P trading services, can be found at: publicreg.myafsa.com/fintech/