FinTech Lab

FinTech Lab is a tailored, regulated live environment provided by AFSA where companies can develop, test, and offer innovative financial and regulatory technology (RegTech) solutions. It enables participants to operate under a simplified regulatory regime before transitioning to full authorisation.

These benefits make FinTech Lab an attractive entry point for both startups and established companies seeking to test innovative solutions:

• Test new financial products and services in a controlled environment.
• Receive temporary relief from full regulatory obligations.
• Engage with real clients under close regulatory supervision.
• Progressively align with AIFC regulatory requirements.
• Gain access to AFSA support and reduced regulatory fees.

The FinTech Lab operates under the AIFC Financial Technology Rules and is grounded in English Common Law, ensuring transparency and investor confidence.